Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

These days there’s a great deal of positive talk about ‘the economy’. Moreover, the focus is on government and big companies. Not a lot of realistic talk about our ‘personal economy’. We’ll talk about it in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719.

Unvarnished Observations Of Someone Who Knows

In Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 we hear the unvarnished observations of an experienced corporate and personal financial advisor.

Forget Wall Street. How Is Our Personal Economy?

What are the pitfalls for small business owners? How are families and individuals doing when it comes to personal finance? How is our personal economy these days?

Living The Dream. I Mean Delusion

When it comes to day to day financial management, it’s especially relevant to learn it’s pretty easy to live in a delusion, apparently. That goes for personal finance and business finance. Especially small businesses. This is just one of the key takeaways from our talk about why small businesses fail.

Spartan Lifestyle

To be sure financial advisors love to talk about retirement and living your dreams and passions. Thing is, living the dream requires a spartan lifestyle. When you’re living high on the hog, spartan is not something you want to do. So, business owners sometimes find it easier to avoid accounting for all expenses.

Todd Rooker’s observations are important for younger adults and small businesses. One of the most useful is a detailed explanation of how to account for all spending. I was surprised to learn some of the most knowledgeable and self aware see only what they want to see, when it comes to expenses. Delusions. There’s that word again!

Psychology 101. Our Own Worst Enemy

Human psychology determines what we’ll admit when we start totaling up the monthly budgets. Effective planning means short circuiting our own biases.

Following Our Passion

People want to follow their passion. How do you do that? Why doesn’t it always work out? Lots of great suggestions in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 along these lines.

Day To Day

Truth is, most people are living day to day. Businesses started to serve a passion can fail. The root cause may be a surprise. Most noteworthy, is the idea it may be all about accounting for all the details and potential pitfalls when you first start out.

How do we plan and prevail?

Surviving and prospering is what it’s all about!

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

 

 

Remembering Art Bell-Radio Stories-Legends-Podcast 714

Radio legend Art Bell passed away on Friday, April 13th 2018. Bell’s show, Coast To Coast, was creative and unique. Time to talk about Art’s impact on me and reminisce about radio in Remembering Art Bell-Radio Stories-Legends-Podcast 714.

All Night Wonder

Many stayed up all night to listen to the show. Who got any work done when we stood around talking about Martians, ghosts, aliens living in the hollow earth or The End Of The World?

Saving AM Radio For A Time

These days, radio has become a wasteland of partisan political operatives shouting, cajoling, attempting to persuade. Many broadcasters have given Rush Limbaugh credit for ‘saving AM Radio’, and he certainly deserves his props. On the other hand, many forget that Art Bell probably had as much to do with resurrecting the AM Band for a short time during the 1990’s. For a kid from Chicago who spent summers sitting on the front steps all night listening to the radio, that meant something.

Creating A World You Could Never Forget

Furthermore, it isn’t the political shows I will remember from the past twenty years. It’s the Art Bell shows. The guy from Area 51. Father Malachi Martin. Gary North. Ed Dames and every other crazy person on that show. You knew it was nuts to believe this stuff. But when you’re rolling through the wastelands of Wisconsin at three in the morning, struggling to pull in a thousand watt AM station out of Rice Lake, it seems real. Because Bell was so good at creating a world where anything was possible and probably true.

For radio people, the ability to create a new world, using only spoken word, is truly significant.

The Broken Down Radio Station On The Edge Of Town

Art Bell had a big impact on me because he brought me back to my roots. The radio station in a corn field. On the edge of town. A single tower blinking red in the wilderness. The possibilities endless.

When The Guy On The Radio Was Your Best Friend

So it’s time to tell some stories. A tribute of sorts from someone, like many, who never knew Art Bell. As a listener we felt we he was our best friend. A throw back to the DJ’s of the 1960’s and 1970’s on the big AM stations in the big cities. Or to struggling to pull in a radio station with a big signal in a far away city.

A Voice In The Night

Most noteworthy is the fact that the experience of listening in the night is gone. Replaced with artless and amateur You Tube Channels predictIng the end of the world.

Making Magic

It is good to remember the magic that Art Bell created as a guide for podcasters. I doubt seriously radio will ever be able to accommodate a talent like Bell again.

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Remembering Art Bell-Radio Stories-Legends-Podcast 714

Podcast 609-Jillian Rae-Performing Business of Music

The Business of Music

Americana Artist Jillian Rae joins The Bob Davis Podcasts. Back in the day we hung out. Talked music and the business of music and performing. How we could support ourselves and pursue our passion. Working for ourselves. Not the man. Years later we realize we did it! Lessons learned. How to follow your passion in Podcast 609-Jillian Rae-Performing Business of Music.

Break From Social Media and Politics

Political people talk about news cleanses and vacations from social media. How does an artist handle politics? What’s the effect of more or less politics on performance and creativity? Good to sit and talk with an old friend about music and performance. Leave the politics alone for a little while. In Podcast 609-Jillian Rae-Performing Business of Music.

The Road

Shared passions? Travel. Adventure. The road. Artists differ about the touring experience. Some love it. Others are counting down the days until they get home. Jill and I love the road. Can’t get enough of it. Aren’t out on the road enough. From the road America looks like a much better place. Is a much better place. Big country. Our ‘little’ state of Minnesota is huge, let alone the rest of the country. In Podcast 609-Jillian Rae-Performing Business of Music.

Getting That Contract

Music and Performance is a business. Teaching. Performing. Marketing. Touring. There’s only so much one artist can do. Eventually you need help. Marketing. Promotion. Scheduling. Touring. Equipment. Pedal Boards! Does a record contract help with that? Any managers out there? Growing an artistic business is a challenge when you work alone.

Shared Experience

Following your passion. Music or Podcasting. It’s not for the faint of heart. Struggle. Labor of Love. All in a day’s work.

Sponsored by Brush Studio in The West End, Saint Louis Park Minnesota.[powepress]

 

Podcast 514-Bob Davis Podcasts Radio Show-31

Podcast 514-Bob Davis Podcasts Radio Show-31. This week’s edition of the radio show, now heard Sunday’s at 4PM on AM1280 The Patriot in Minneapolis and Saint Paul with new affiliates as we get them through the syndicator, GCNLIVE.com. This is a great review of the week, with some new content for the radio show that hasn’t been in the podcasts. The mission of this show is to bring content from the podcasts back to the radio. This week – in podcast time – has been a difficult week, in the wake of the Orlando Terror Attack. The social and political debate has followed the path I predicted last Sunday night. Gun Control advocates on one side, people who think the failure is the President’s and it is because he refuses to use the term Radical Islam to describe the enemies of the United States. Again predictably, the same lines of argument played out in Congress, and across the board in the media. Most of what happened this week has been useless in protecting Americans from potential ‘lone wolf’ terrorists, and the fact is, little will be done as we have a presidential election, and then the inauguration of a new president and congress in January of next year. It will take time for the new president and congress to grapple with these issues, and form new policy ideas and formulate plans to ‘deal’ with whatever the problem is. The fact that the argument follows predictable pathways is as depressing as the event itself. We’ll change the energy a little bit in Podcast 514-Bob Davis Podcasts Radio Show-31, to talk about creativity, business and being an entrepreneur. If you listened to Podcast 513 it will be amusing to listen to the edited version of that podcast for the final segment of Podcast 514-Bob Davis Podcasts Radio Show-31, because it is edited for radio station programmers and owners, slightly softening some of the harshest criticism of the radio business heard in Podcast 513. Still, some of the points are applicable to any American business institution these days, whether it is corporate America, or even some elements of politics. Given the technology we have to amplify the individual, there’s still a lot of old thinking in business and politics these days. Sponsored by Karow Contracting and Hydrus Performance.

Podcast 513

Advice for Podcasters. When I introduce myself as a podcaster at business network events, and events where I speak, or when I am singing the praises of podcast advertising to potential clients, they often say, “I want to do my own podcast”. I often have people ask me to tell them how to podcast, how to post their podcasts, what microphone I use, how I record and so on. I don’t give Advice for Podcasters, but this week a FaceBook announcement that a ‘big convention for podcasters’ would be held soon, triggered a response and the need for some Advice for Podcasters. The event includes a lot of radio people who will be on panels on which advice to podcasters will be presented, including ‘critiques’ of podcaster’s podcasts and ‘suggestions’ for what they need to do to ‘sound better’. If you’re a podcaster, should you listen to radio people when they give advice about how to ‘sound better’, or podcast ‘better’? First, podcasting takes a lot of work and effort, especially to stay in it and especially to make any money at all in it. We’re working on the monetization part, but who knows where the solutions will come from as far as making more money. Right now, about 25 percent of the public listens to podcasts – according to radio researchers. I think it is probably much higher, because it’s very hard to assess whether people listen to podcasts and how long they listen, when they listen. There’s no question podcasting – as all on demand services – are going to grow by leaps and bounds as smart phone penetration increases, and as new and more powerful iterations of these devices are developed and purchased. Let’s face it, radio is a contracting industry, and while people in the radio industry don’t like to hear it, it’s a sad fact that the old girl just ain’t what she used to be. What’s amusing about the radio industry is, radio people seem to think they ‘know’ how everything should be done, and aren’t shy about telling everyone else what they should do, and how they should do it. After pooh poohing podcasting for years, companies like Hubbard are jumping into the podcast business (Hubbard Radio just bought a huge share in Podcast One, for example), in an effort to establish a beach head in podcasting, even though everyone in radio will tell you how dumb podcasters are and how terrible they all are. Radio people are trapped in a paradigm, a specific approach to what they do. This approach is what has killed the business, and it will probably never get fixed. The same thing is happening to broadcast television, and movie studios and record labels to a lesser extent. This is a good podcast for you if you’re thinking about podcasting or doing anything creative today. Creative people; artists, writers, musicians, and DJ’s have tools that never existed before, and the ability to reach audiences we would never have been able to reach before the very real technology revolution. This is a change that calls for Revolutionary Thinking. Should you spend thousands of dollars to hang out at some radio convention and have them listen to your ‘tape’ and tell you what they think? Well, my Advice for Podcasters? This podcast is free. Listen to it first and see what you think. Sponsored by Hydrus and Brush Studio in The West End Saint Louis Park.

Podcast 440

New Radio Show. In a freewheeling discussion on Saturday night about talk radio, media and creativity, the new Bob Davis Podcasts Radio Show on the Genesis Communications Network is announced. The Bob Davis Podcasts are content rich, so taking some of that content and reproducing it into a one hour weekly show available on the Westwood Satellite for radio stations, is a new idea. From here we talk about the current state of talk radio and media, as well as what’s planned for next year at The Bob Davis Podcasts. Some of the people who listen to these podcasts are interested in ‘behind the scenes’ stuff in radio. While there isn’t going to be any dirt thrown in this podcast, there is discussion about the fact that broadcast media, as well as some of the older style cable news channels really aren’t serving viewers and listeners anymore. It seems more and more as though the job of talkers is to get people angry and upset, or to gin up longer listening spans by talking about nothing, using emotional content in the worst sort of way. One of the things podcasters learn right away is, there is a lot more content in a half-hour podcast than you’ll ever hear in an hour on the radio or on cable TV News, and certainly in an hour of television news. What’s also surprising is the realization that being in business for yourself, and building the business, is sometimes more fun and engaging that actually doing the podcasts. Podcasting itself – while not brand new – is brand new to most people, especially for those long time talk radio listeners who find themselves with nothing to listen to. A new medium means new opportunities for business, which can be very exciting. The New Bob Davis Podcast Radio Show will feature content from the podcasts, which should become very dense after February 1st, as we begin official coverage of election 2016, by covering the Iowa Caucuses and then a grand trip through Mid South Super Tuesday States, to South Carolina (third in the nation primary state), Georgia, Florida, Louisiana, Texas and north back to the Twin Cities. Of course, the podcasts will continue right here at thebobdavispodcasts.com. Watch this space for links and specifics regarding the new Bob Davis Podcasts Radio Show. Sponsored by Pride of Homes and Luke Team Real Estate, Hydrus, and Baklund R&D

Podcast 412

Dream It Do It. Thanks to all the beta testers of the Bob Davis Audiobook ‘The Chieftain 2021’ delivery systems. If you have not received an email download link yet, let us know. Advising beta testers of some of the issues related to the audiobook and how they’re solved provokes a discussion about creativity, what a dream is, and living the dream. We live in a society that increasingly seems as though its trying to tell us why we can’t do something rather than encouraging us to try. Some people who mean well, are really dream killers. What it would be like to make one tiny part of your dream come true? How would you feel? How would your life change? Technology makes it easier than ever to make our dreams come true. Now, all we have to do is create a structure that encourages people to make their dreams come true, rather than an aging structure that kills dreams. One way to make dreams come true would be to encourage economic growth. Republican candidate Jeb Bush says he has a plan for four percent economic growth, achieved through ‘cutting taxes’. ‘Cutting Taxes’; the holy grail of Republican politics. The thing is, growth won’t happen if you cut taxes on one group and raise taxes on the other if you don’t cut spending too. All you’re really doing is gathering water from the deep end of the pool and pouring it into the shallow end. Here’s a dream for you; A government that spends less every year and taxes less because of it. A government that doesn’t spy on its citizens because it needs to focus resources on existential threats. A government that doesn’t pick winners and losers, all the while adding to its own payrolls and growing larger and more dangerous every year. Guess what? None of the Republicans and certainly not the Democrats are talking about doing this. Meanwhile, the state of Illinois — the national financial basket case — is giving its lottery winners IOU’s; There isn’t enough cash in state coffers to pay them. Maybe its time to think differently about what government does, and what it costs us. Sponsored by X Government Trucks, Pride Of Homes and Luke Team Real Estate.

Podcast 411 – New Audio Book – The Chieftain 2021

Introducing The Chieftain 2021. I’ve been promoting a change for the Bob Davis Podcasts for a few weeks. The Bob Davis Podcast IT Specialist Mitch Rossow joins Podcast 411 to introduce a brand new fiction story, and a brand new page to serve fiction by Bob Davis. The Chieftain 2021 is a story about an American family embroiled in a national political upheaval in the not to distant future. I’m taking a few risks with this story. So what else is new? This podcast tells you how to help us beta test the audio book delivery system from the Bob Davis Podcast from the Pay Pal process to getting the podcast onto your PC, Mac or smart phone. The first ‘episode’ of the Chieftain 2021 is posted because subsequent episodes have not been written. Oh, they are outlined but I will be writing them in real time, with input from people who have bought and listened to the story. I have come to the conclusion that you can say more, do more, and have more fun writing fiction than dealing with the so called ‘reality’ in the day to day news. The people and situations in this story are fiction, and any resemblance to real people alive or dead is coincidence. Some of the places though, are real. Thanks to Mitch Rossow, my son Andrew Davis, the General Manager of the Bob Davis Podcasts (my mom) for encouraging and helping along the way … and thanks to you in advance for downloading and enjoying The Chieftain 2021. Sponsored by Tara Baklund’s Weight Free Wellness and by Eric and Erum Lucero at Pride of Homes and Luke Team Real Estate. 

Podcast 231

Short Term Thinking. How reliance on formula reduces innovation. American Business is increasingly reliant on short term thinking and ‘templates’ or formulaic approaches. The least revolutionary kind of innovation – improvements in finance, procedure, cost controls and personnel – are increasingly the only kind of innovation in the corporate world. Meanwhile, innovations that create new products, new markets and revolutionize thinking are in short supply. What started as a conversation between two old radio friends about the broadcasting business sparks some ‘slash and burn’ thinking about business in general. Why do some businesses rely on formula so much? When are formula’s good. When is it best to trash the formula and let the inmates take over the asylum? (Editors Note: The best jobs I’ve ever had in radio, the best experiences as a creative person in broadcasting happened when the inmates were running the asylum. In fact, that used to be our business model!) These days it seems like formulaic thinking has invaded politics, movies, radio, music, television … really almost everything. And, we’re choking on it. Is it possible one of the reasons so many people remain out of the work force for extended periods of time is because they’re sick of implementing plans from the corporate office? Maybe what we all need is to throw the formula out and start doing whatever we want. To be sure, there will be mistakes, and failures, but there might also be some great successes. Some of the things business does, it does because of formulas developed 20, 30, 40 even 50 years ago. Back in the day, those formulas may have made sense but now they bear little resemblance to new market contours. If the United States wants to maintain its position in the world, we’re going to have to set our workers free; Free to think, free to make mistakes and free develop the kinds of new strategies that revolutionize markets. The response to almost every truly revolutionary idea has always been, ‘You can’t do that’, or ‘It sounds like crap’, or ‘Why would anyone want that?’. Or worse, ‘That’s not the way we’ve always done it’. Our strength has always been in the skunk works, the garage, the basement and backyards, and with the so called ‘crazies’. Rules are made to be broken. Why don’t we start breaking some? Sponsored by Ryan Plumbing and Heating of Saint Paul and by Depotstar