July Fourth Recovery Weekend-Behind Headlines-Podcast 736

Is this the longest holiday weekend in history? With the fourth in the middle of the week, everyone is off. Time to update listeners and subscribers to cool stories behind the headlines in July Fourth Recovery Weekend-Behind Headlines-Podcast 736.

Trump’s Trade Protection Podcast On The Way

These days it gets harder everyday to keep up with the antics of the Trump Administration. On Friday the president announced additional tariffs on Chinese goods. This calls for a full podcast on trade protection, which is in the works. Meanwhile there are just too many crazy stories out there to ignore.

The Statue of Liberty Is In Las Vegas, right?

Everyone saw video of a naturalized US Citizen trying to climb the statue of liberty over the weekend. Did you hear that the United States Post Office used the statue of liberty in Las Vegas for their new liberty stamp? Listen for details in July Fourth Recovery Weekend-Behind Headlines-Podcast 736.

Why I Don’t Fly And Take The Back Roads

This was a week in which many Americans flew home for a few days for the holiday. If you fly you know it seems like there are more and more seats in the planes. It’s especially relevant that this is one of the top complaints of passengers.

The FAA says they can’t do anything about the number of seats on planes, until it becomes a safety issue. Furthermore, this is why I use Mobile Podcast Command for travel on the back roads because why bother with the stress of air travel unless you have to.

Tiki Torches and Coffee

We’re live from the deck on this perfect July Fourth Weekend podcast. Tiki Torches and coffee. In July Fourth Recovery Weekend-Behind Headlines-Podcast 736 a free wheeling podcast that touches on news behind the headlines as well as anything and everything that comes to mind.

These Days We Need More Sleep

It’s most noteworthy that I am nocturnal, so it doesn’t make any difference to me how much sleep I’m supposed to get.

Apparently modern life is so stressful we’re now being told we need more than eight hours of sleep. My recommendation? Get some sun. You’ll feel better.

Maybe It’s Morgellon’s

I don’t sleep because I lay in bed at night and watch You Tube. You can get lost in the seedy underbelly of America. Furthermore if you get the chance you might be surprised to find tons of videos on You Tube about something called ‘Morgellon’s Disease’. One more thing to worry about!

In conclusion, we still have quite a lot of holiday left to enjoy. This podcast will give you some fun topics to bring up during dinners at the lake and during the pontoon boat ride.

Sponsored by Water Butler Water Purification Systems and Reliafund Payment Processors

July Fourth Recovery Weekend-Behind Headlines-Podcast 736


 

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

These days there’s a great deal of positive talk about ‘the economy’. Moreover, the focus is on government and big companies. Not a lot of realistic talk about our ‘personal economy’. We’ll talk about it in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719.

Unvarnished Observations Of Someone Who Knows

In Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 we hear the unvarnished observations of an experienced corporate and personal financial advisor.

Forget Wall Street. How Is Our Personal Economy?

What are the pitfalls for small business owners? How are families and individuals doing when it comes to personal finance? How is our personal economy these days?

Living The Dream. I Mean Delusion

When it comes to day to day financial management, it’s especially relevant to learn it’s pretty easy to live in a delusion, apparently. That goes for personal finance and business finance. Especially small businesses. This is just one of the key takeaways from our talk about why small businesses fail.

Spartan Lifestyle

To be sure financial advisors love to talk about retirement and living your dreams and passions. Thing is, living the dream requires a spartan lifestyle. When you’re living high on the hog, spartan is not something you want to do. So, business owners sometimes find it easier to avoid accounting for all expenses.

Todd Rooker’s observations are important for younger adults and small businesses. One of the most useful is a detailed explanation of how to account for all spending. I was surprised to learn some of the most knowledgeable and self aware see only what they want to see, when it comes to expenses. Delusions. There’s that word again!

Psychology 101. Our Own Worst Enemy

Human psychology determines what we’ll admit when we start totaling up the monthly budgets. Effective planning means short circuiting our own biases.

Following Our Passion

People want to follow their passion. How do you do that? Why doesn’t it always work out? Lots of great suggestions in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 along these lines.

Day To Day

Truth is, most people are living day to day. Businesses started to serve a passion can fail. The root cause may be a surprise. Most noteworthy, is the idea it may be all about accounting for all the details and potential pitfalls when you first start out.

How do we plan and prevail?

Surviving and prospering is what it’s all about!

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

 

 

Podcast 446

Media Manipulation. Checking out the news cycle before and after the debates, and in the last few weeks it sure feels like we’re being manipulated. You can’t say anything about anyone these days without a stream of tweets and posts about what’s politically correct, or charges that ‘you’re in the tank’ for this or that candidate. New story lines about Donald Trump are actually laughable. After his comments on the San Bernardino Terror Attack (not the San Bernardino shooting, as Hillary Clinton likes to characterize a terror attack) Trump was a racist, a fascist and a demagogue. Now that a new poll has been released showing Trump breaking through forty percent, with his closest challengers as much as twenty points behind, the story line is its the fading middle class, or dumb white high school only ‘blue collar’ workers who support him. Or, that Ted Cruz is suddenly ‘the nominee’ because he beat Trump by one point in a poll in Iowa. Because people in Iowa don’t know that they’re being surveyed, interviewed and chronicled to death as they ‘pick the next president’. Meanwhile not a vote has been cast. Kudos to the Cruz campaign for working hard in Iowa but let’s not forget Iowa (which is somewhere down there between New York and Los Angeles, for those of you in the media) Republicans voted for Mike Huckabee in 2008 and Rick Santorum in 2012 and gave Michele Bachmann a big boost in the Straw Poll in 2012. Were any of those people the Republican nominee, or even president? At the same time, almost no ink has been devoted to Hillary Clinton’s compulsive lying or Bernie Sanders’ fairy tales about how to fix the economy, or solve all of America’s social problems with another government program. While the pundits and commentariat blabs on and on trying to predict the future, manufacturing is in a recession, government and corporate debt are at record levels, companies are merging to pump up their fourth quarter earnings, Chinese officials admit making up economic numbers, commodities are depressed  and the Fed is about to raise interest rates. Iran has pulled its troops out of Syria because they’re getting their ass kicked by ISIS, which by the way is expanding into Afghanistan where they will get an assist, no doubt, from the guy we had locked up in Gitmo, but let go to get a deserter back. Don’t worry about that right now though, Anderson Cooper is on talking about Carly Fiorina’s dress, Donald’s smack down of Jeb! and the Cruz Rubio rivalry. Hey did the Wild win? Maybe we’re better off with astrologers. As long as its Vedic astrology, right? Sponsored by Pride of Homes and Luke Team Real Estate and Hydrus Performance

Podcast 362

No Growth Economy. New numbers say the US Economy grew by only .2 percent. Yet still, the Federal Reserve says the economy should grow now in the second quarter. Never mind all the ‘experts’ predicted 2015 would be a ‘blow out’ year, and that they have been revising their predictions down all through the quarter, they were still way above what the numbers actually show. Excuses? They have a few. The weather. The work slow down at the Port in Los Angeles. The weather. The strong dollar. Did I mention the dollar? The US has now had quarter after quarter of slow, no, or only anemic growth, and yet the Obama administration and its apologists, and the bone headed financial media call it a ‘boom’. Meanwhile small and medium sized businesses all over the country know it for what it is. A no growth economy. Why do business writers believe things will change if the policies don’t change? Does the consumer really account for 70 percent of the economy? What if we’re using the wrong tools to stimulate the wrong things? What’s that old saw about the definition of insanity? Banks aren’t lending because they can make more money borrowing at the discount window, reinvesting in the stock markets. Companies aren’t investing because they’re buying back their own stocks. The US corporate tax rate is the highest in the world (by far), and the tax code is so complex it costs us dearly in productivity lost (while we comply with the tax code) and literally billions of dollars spent complying with its byzantine rules. Regulations of all kinds make it almost impossible for small and medium sized businesses to grow. What are the policy ideas we need to hear from candidates (which we’re not hearing) to fix the economy. It’s not about inequality. It’s not about ‘reformicon’ tax policies (which are actually democrat tax policies warmed over), or making the government work more efficiently. In this podcast, some ideas you may agree or disagree with, but it will definitely start you thinking. Sponsored by Ryan Plumbing and Heating and X Government Cars

Podcast 243

Halloween 1. The first of two podcasts for Halloween, 2014. Some developing stories catching Bob Davis’ interest as the media zeroes in on Election 2014 coverage. Now we’re scolding people for the Halloween costumes they’re wearing. Admittedly, most of today’s adults have never grown up and thus feel compelled to wear costumes for any and all occasions, whenever there is an opportunity. Yet now, the scolds are telling people Ebola Hazmat suits are ‘in bad taste’, those dressing up as ISIS terrorists ‘could be shot by police if ISIS terrorists were to dress up as ISIS terrorists’ (Editor’s Note: That one is really a stretch, but I did not make it up.) and Halloween displays with ‘severed heads’ are also in bad taste. Not to mention the criticism of young women’s increasingly sexy costumes as inappropriate, which if you are a single male is decidedly NOT inappropriate, but anyway. Hey people! It’s Halloween. It’s an offensive ‘holiday’ anyway. Can we give it a rest for 24 hours, and let people have some fun before they die of Ebola, or in a terror attack …or not? Meanwhile in the real world, the Centers For Disease Control has subtly let America know that Ebola can be transmitted through ‘water droplets’, which means yes, sneezing and coughing by an infected person could potentially infect someone else, and there would be no touching or ‘direct contact with bodily fluids’. Maybe this is why the US Military is quarantining personnel coming back from Ebola stricken areas in West Africa, for 21 days, no exceptions. A doctor in the Minneapolis and Saint Paul area writes in the Minneapolis Tribune this week, that in his experience symptoms are often difficult for doctors to connect with diseases, and people can be symptomatic before they have fevers, and not know it. Tom Combs also says there isn’t enough data yet to conclusively say that a quarantine isn’t just safe, and smart policy. He also says, people need to understand Quarantine is not punishment, nor incarceration. Quarantine is a way contain a disease and prevent its spread. Meanwhile, states are getting out in front of our intellectual-and-reluctant-to-act President. Louisiana sent letters to attendees to a topical disease forum in New Orleans, disinviting those who had been in West Africa in the last week, citing the need to protect the citizens of Louisiana. Hey! Some good economic news came out just in time for the election! How about that? 3.5 percent GDP growth in the 3rd Quarter. Most of it in the Government and Energy Sector. Oddly enough, Goldman now says that the US has dethroned OPEC and is now the New Oil Order. Falling prices for Gas is good, but this is not so good for investors in oil stocks, or countries that rely on oil revenues. (Editors Note: Take that suckers!) By the way … where’s your old crazy ‘peak oil’ uncle these days? The richest man in the world, Carlos Slim says 60 is the new 40, you shouldn’t retire and that soon people will work only 3 days a week. Machines work work 24/7, we’ll work 11 hour shifts and have more time for retraining and leisure. Finally, when was the last time you took a vacation? Why 5 weeks of vacation may soon become mandatory, and common. Sponsored by Depotstar