Organic Farming Builds Community-Gentleman Farmer-Podcast 743

These days people of all ages dream of traveling the country in an RV or having their own little farm. A trip to Western Wisconsin ended up in a great podcast with a good friend. Check it out in Organic Farming Builds Community-Gentleman Farmer-Podcast 743.

Everyone Loves Super Fresh Produce

Moreover my gentleman farmer friend showed me how growing better food on a small plot helps build a community. Seems like everyone loves to help because everyone loves super fresh organic produce. Broccoli so soft you only need to heat it. Tomatoes that locals refer to as ‘crack’. Basil so fresh if you take it home and put it in a glass of water it will grow roots.

It Takes Work

It isn’t easy though. Most noteworthy is the amount of physical work that my gentleman farmer friend has to put in. Any help from locals is always welcome and locals seem most interested and eager to be part of it.

Friends and Neighbors Put Together An Organic Farm

After years in the corporate world and as a business owner my gentleman farmer collaborated with some associates and friends, and bought a plot of land with some buildings. The plan for the farm slowly emerged after consulting with friends and neighbors. Hear the whole story in Organic Farming Builds Community-Gentleman Farmer-Podcast 743.

Business of Farming Is Changing

When it comes to the business of farming these days, there is a lot of controversy. Tariffs. Trade Wars. Farm subsidies. Farmers working thousands of acres have different challenges in feeding the world than gentleman farmers. Rather than criticize what some like to call ‘real farmers’, the Gentleman Farmer says the challenges are probably different.

Sometimes You Have To Change

While bigger farms feed the world, in contrast locally grown organic produce and other products can be a cash crop. As the old marketing sage says, “Sometimes it’s necessary to change the way you do things to compete.” In addition my friend’s vision includes components of more community and opportunity.

A beautiful day in mid summer in Western Wisconsin, on the farm. People coming to visit. Coffee and conversation. And napping.

Sponsored by Ryan Plumbing and Heating of Saint Paul

Organic Farming Builds Community-Gentleman Farmer-Podcast 743

 

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

These days there’s a great deal of positive talk about ‘the economy’. Moreover, the focus is on government and big companies. Not a lot of realistic talk about our ‘personal economy’. We’ll talk about it in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719.

Unvarnished Observations Of Someone Who Knows

In Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 we hear the unvarnished observations of an experienced corporate and personal financial advisor.

Forget Wall Street. How Is Our Personal Economy?

What are the pitfalls for small business owners? How are families and individuals doing when it comes to personal finance? How is our personal economy these days?

Living The Dream. I Mean Delusion

When it comes to day to day financial management, it’s especially relevant to learn it’s pretty easy to live in a delusion, apparently. That goes for personal finance and business finance. Especially small businesses. This is just one of the key takeaways from our talk about why small businesses fail.

Spartan Lifestyle

To be sure financial advisors love to talk about retirement and living your dreams and passions. Thing is, living the dream requires a spartan lifestyle. When you’re living high on the hog, spartan is not something you want to do. So, business owners sometimes find it easier to avoid accounting for all expenses.

Todd Rooker’s observations are important for younger adults and small businesses. One of the most useful is a detailed explanation of how to account for all spending. I was surprised to learn some of the most knowledgeable and self aware see only what they want to see, when it comes to expenses. Delusions. There’s that word again!

Psychology 101. Our Own Worst Enemy

Human psychology determines what we’ll admit when we start totaling up the monthly budgets. Effective planning means short circuiting our own biases.

Following Our Passion

People want to follow their passion. How do you do that? Why doesn’t it always work out? Lots of great suggestions in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 along these lines.

Day To Day

Truth is, most people are living day to day. Businesses started to serve a passion can fail. The root cause may be a surprise. Most noteworthy, is the idea it may be all about accounting for all the details and potential pitfalls when you first start out.

How do we plan and prevail?

Surviving and prospering is what it’s all about!

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

 

 

Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690

As the year closes time for a look back at 2017. Some of the experiences, helpers, clients and some big thank you’s. Any look back also includes a look ahead. In Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690.

Fast Changing World

The theme of 2017 for almost everyone seems to be fear and anxiety in a fast changing world. Boy is it changing fast. Biggest change in 2017? Our politics. Still, there was a lot of great travel and fun this year.

These days things change so fast. One story that is still with us? The so called Russian Hack and the Russian Collusion story. The media is still trying to predict the future, getting stories wrong or advocating for a point of view. It’s a theme of the podcasts this year and we’ll talk about it in Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690.

The Truth Is On The Back Roads

With all the talk about political civil war and surreal protests this year, travel on the backroads of this country convinces me the real America is significantly different from the America we hear about in the media in general. There were some great trips this year. Sturgis, the Air Show, a crumbling home town and more. Too bad Burning Man didn’t happen for the Bob Davis Podcasts in 2017. Maybe next year. In Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690.

We Don’t Need No Stinking Principles

Political fighting was all the rage this year. Especially relevant is the fact that most of the partisan bickering was free of principles. This was a year in which both mainline political parties seemed to have forgotten what they stand for. Good thing I can talk about small business and the role of the podcaster helping people in business.

Opening Up

This was also a year in which I started a podcast specific to Yoga, which has really enhanced my life in these crazy times. I’ve experienced some big personal losses this year. Between yoga and travel podcasts, it became clear to me there is a whole world out there which doesn’t turn on political develops in Washington. Thank God. In Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690.

Thanks To Everyone

Whether its analysis, business, yoga, travel, storm chasing and the eclipse it’s been a big year for me. There have also been a number of great local stories to cover as well. Thanks to the clients, contributors, subscribers and listeners who make podcasting a great medium and help The Bob Davis Podcasts everyday.

Happy New Year!

Sponsored by Brush Studio in The West End Saint Louis Park, and Ciro 3D Motorcycle products and Accessories

Goodbye To 2017-Hello 2018-Happy New Year-Podcast 690

Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688

Both houses of congress have now passed the 2017 Tax Cuts and Jobs Bill. After four hours and near blindness, I finished all one thousand plus pages. Every citizen should read this bill. In Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688.

Big Little Reforms

Especially relevant is the public relations effort by republicans to convince voters this is a ‘sweeping’ reform of the US tax Code. In fact it is an amendment to a budget bill that further amends the 1987 Tax Reform Act.

Everyone Loves Or Hates

Moreover, if you read the bill, you should almost have a copy of the 1986 Tax Reform Act handy. Both sides of the so called political divide are touting how great this legislation is, or how it will end the world as we know it.  I’ll give you some details in Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688.

Please Hold For Your Tax Attorney

Truth is if you are in business you’re still going to need an accountant and tax attorney advise you. Some businesses will see their taxes increase. Some individuals will see their taxes increase. Sure, the standard deduction has been doubled and tax rates reduced…but…

It Might Be Good…Then Again

There will be fewer deductions and thus fewer ways to legally reduce exposure to taxation. Depending on your specific situation you might see an increase or decrease in your overall tax. I explain some of this in Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688. In addition, listen to my tax reform podcast to understand the political game going on under the guise of fixing the tax code.

Never Underestimate The Power of Free Beer

There are scores of pages concerning craft beer, wine and spirits. Guess all those receptions with free hootch for members must have worked! Finally there are lots and lots of new rules regarding businesses of all kinds.

Beware of Congressmen Bearing Cool Sounding Jargon

When congressmen and senators go out among the people and talk about all they have accomplished, you’re going to hear the words ‘pass-through’ and ‘average american will save’ such and such a lot. What does it all mean? Find out in Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688.

More Government Control

In conclusion my final reaction is the sadness I feel that our federal government controls so much of what we do as citizens through the mechanism of taxation. Republicans who campaigned on a tax cut have certainly paid off on that promise, at least until 2025, but at what price. That is the 1.2 trillion dollar question. President Trump signed the bill into law Friday afternoon.

Sponsored by Ryan Plumbing and Heating of Saint Paul and Reliafund Payment Processors

Read Entire 1097 Page GOP Tax Bill-Part 1-Raw Reactions-Bob Davis Podcast 688

How Owning Small Business Changes Views About Money-Podcast 682

Life is a journey and a process. These days there’s so much noise we forget how our experiences change our attitudes. Time for an easy talker about the challenges, changes and benefits of being an entrepreneur in How Owning Small Business Changes Views About Money-Podcast 682.

Spitting Into The Wind

One of the major news stories in the present time frame is the question of the so called tax reform bill. A podcaster wonders whether to do another podcast celebrating or condemning this legislation and concludes a discussion along these lines won’t advance the story. Especially relevant are the experiences of being in business and how it has changed how I think about money, labor and providing a service.

Owning A Business Changes A Life

In How Owning Small Business Changes Views About Money-Podcast 682 one of the key turning points in the life of a small business person is the transition from an employee mindset and the mindset of an entrepreneur. Moreover there’s also a change in how the business person thinks about service to clients and in the case of communications, the audience.

Freedom Isn’t Free

Most Americans these days grew up in middle class families. We were taught to work hard, tell the truth and to follow the rules. For the most part these are bedrock lessons we all need to learn. However one of the first lessons one learns in business is the heady freedom of being your own master. This turns out to be a great challenge. We’ll talk about it in How Owning Small Business Changes Views About Money-Podcast 682.

Take The Risk

Considering making the leap from employee to business owner? How Owning Small Business Changes Views About Money-Podcast 682 might give you some thought starters and things to consider. I am not one to read primers on business or ‘how to’s’. In some ways I wish I was, but then the journey of learning to sail on rough seas wouldn’t be part of the experience. For me, that’s what it’s all about.

Sponsored by Reliafund

How Owning Small Business Changes Views About Money-Podcast 682

 

When Tax Reform Isn’t-What Congress Giveth It Taketh Away-Podcast 676

They call it Tax Reform. A Jobs Bill. That’s what it must be, right? Journalists and commentators are playing the same old game. Argue a proposed piece of legislation on its merits. Time to reset the boundaries in When Tax Reform Isn’t-What Congress Giveth It Taketh Away-Podcast 676.

Freedom Of Choice

While listeners to The Bob Davis Podcasts always have the freedom to choose what they think is right, I want to introduce the concept of marginal improvement. Legislators on both sides of the political spectrum talk big about ‘reform’. Usually though they make what really are marginal changes. This is especially relevant when we’re talking about the tax code.

The Real Football Game Is Congress

Team Red moves the ball back to the Blue thirty yard line. It’s hailed as a great victory. Team Blue moves the ball back to the Red twenty yard line a few years later. These are what both sides call marginal improvements. Meanwhile, as economist Milton Friedman famously suggested, they keep getting elected by making the tax code more complicated.

Budget Neutrality Isn’t A Thing

Enter a legislative concept called Budget Neutrality. The idea every expenditure must be ‘paid for’ with tax increases, or budget cuts. You think Tax Reform means lower taxes. What they’re really doing is taking away tax deductions and loop holes, and increasing our overall tax. The sad part is, it’s not their money, it’s our money. In When Tax Reform Isn’t-What Congress Giveth It Taketh Away-Podcast 676.

What Is Real Reform?

If you want real reform. The end to this kind of corruption? Then the power of the federal government to tax our incomes and our property must be permanently eliminated. Should corporations be taxed at all? Do you have property rights if you pay property taxes? How does government pay for the wonderful things both sides wants it to provide? We talk about it in When Tax Reform Isn’t-What Congress Giveth It Taketh Away-Podcast 676.

Already Socialists

So called conservatives like to argue the merits of capitalism versus socialism. It seems like I’d be on pretty safe ground if I suggested the United States has been collectivist for decades. Our economic system is not so much capitalist as it is a controlled market economy. Our elected Kings and their privy courts control our behavior and our futures with regulation and a tax code so complex, were it to be proposed as a single law in its present form, it would cause a revolution.

(Editor’s Note: While the first actual income tax in the United States was levied during the Civil War, it was later repealed as ‘unconstitutional’. Several attempts were made to establish an income tax through the late 1800’s which were unsuccessful, until the 16th amendment, ratified in 1913.)

Sponsored by Ryan Plumbing and Heating of Saint Paul and Reliafund

When Tax Reform Isn’t-What Congress Giveth It Taketh Away-Podcast 676

When A Repeal Is Not A Repeal-Podcast 627

One issue above all others has been the driving force in Republican politics for the last seven years. Repeal ObamaCare. None of the candidates said anything about repeal and replace. When A Repeal Is Not A Repeal-Podcast 627 takes a raw view of the latest health care fiasco of the US Congress.

Promise Broken Again

President Trump and Republicans call The American Health Care Act of 2017 a victory.  HR 1628 keeps much of ObamaCare intact. There are still two hurdles. The bill has to pass the senate. The president has to sign it into law. Call it what you will but it is not a repeal of the ACA. This is what republican voters wanted. In When A Repeal Is Not A Repeal-Podcast 627.

Republican Entitlement

Many in politics and the media will argue what the American Health Care Act does and doesn’t do. One thing is for sure. If it passes the senate and is signed into law, the American Health Care Act anchors a new entitlement passed by congress in 2010 and makes republicans, not democrats responsible for it. In When A Repeal Is Not A Repeal-Podcast 627.

Those Who Endorsed Republicans Own It

Pundits and personalities cry, “If this is what happens why vote republican?”. Rather than endorsing and supporting republicans perhaps these personalities and other politicians should have been asking this question. A question that should have been on the lips of every republican for several cycles.

An economic Question

Commitments to Social Security, Medicare, Medicaid, Medicare Drug Benefits and now Health Insurance will eventually swamp the United States Budget. The government cannot grant its citizens anything. Whatever is ‘given’ must be paid for through taxation eventually. The biggest issue in governments whether they are local, state or federal is spending. Talk about it in When A Repeal Is Not A Repeal-Podcast 627.

Debt

The United States Federal Debt is more than 100 percent of its yearly GDP. The republican congress just passed another trillion dollar budget. State, federal and local governments employ over fifty percent of us. Public institutions have become major stakeholders in every political decision made.

Why Don’t They Ever Fix Anything

When government is so involved our personal lives, it’s personal. Every decision is politicized. Frustration and anger are the order of the day. Politicians solve problems by creating problems. We have an archaic and sclerotic government bureaucracy. Because the republicans failed to keep their promise to repeal the health insurance entitlement, the ‘health care debate’ will rage for the foreseeable future. In When A Repeal Is Not A Repeal-Podcast 627.

New Thinking

With government largesse comes oppression. Surveillance, policing and prisons. War. It’s time people consider a new political movement in this country to permanently remove the power of government over our lives.

Sponsored by X Government Cars and Ryan Plumbing and Heating of Saint Paul.

When A Repeal Is Not A Repeal-Podcast 627

Podcast 599-Advertising Your Business On Podcasts

Big Shift

Time to talk about advertising on podcasts. We’re in the middle of a big shift. People are changing how they use media. What about using podcasting to Advertise Your Business? Podcasting is a rapidly growing space. Businesses can use podcasts to connect with their customers. Podcast 599-Advertising Your Business On Podcasts tells you how.

Retooling Your Mind

Entrepreneurial efforts require retooling how we think. Why do small businesses fail? Your business may have developed a great product. You and your team may have discovered a large untapped market. Getting the word out about a product or service is increasingly complex. Not advertising or advertising ineffectively is one of the chief reasons small businesses fail.

Old Ways Don’t Work

Studies say about 30 percent of the public listen to podcasts. I think podcasting is growing at a much quicker pace than the research is picking up. In this environment, it’s easy to see why small businesses might assume the old ‘tried and true’ methods of advertising are best. Print or Direct Mail. Buying ads on radio and television. Hiring an ad agency. Flyers. These are ancient and expensive and increasingly ineffective methods.

New Ad Space

Digital Marketing and Search Engine Optimization are big topics these days at business conferences. Digital Marketing and SEO are necessary for generating awareness for your company’s website and social media platforms. These tools alone don’t help you form a bond with potential customers. Advertising your product or service on a podcast provides a personal connection with an audience you cannot get in traditional broadcast, print or direct mail, or even social media. Ads placed on podcasts live forever on the Internet. Podcasts can deliver a local, national or world-wide audience. Podcast 599-Advertising Your Business On Podcasts tells you how and why.

Pure Play Podcasting

Small businesses persist in spending thousands of dollars in old media. Pure Play Podcasters like The Bob Davis Podcasts weave the advertiser’s message into the content of our podcast. We talk about a product or service because we believe in it. The Bob Davis Podcasts and other Pure play podcasters are able to combine the best attributes of personal endorsements with digital marketing and SEO to help your business.

Are You Ready For Big Changes?

There is a big change going on. The new smart phone and pad devices are more powerful and run easier and faster applications for media. Podcasters are noticing increases in feeds and hits on our websites as more people come to digital media every day. From an advertising perspective managing your FaceBook or Twitter feed to bond with your customers isn’t enough. Businesses need a closer bond. Podcasting helps you bond with your potential customers.

Clarifying Moment

Big shifts in media usage begin long before the research companies driven by the big advertising agencies and media companies pick them up. AM Radio was overtaken by FM Radio slowly, then all at once. 24 Hour Cable News overwhelmed broadcast TV news in an avalanche. Remember when you listened to the radio to find your favorite music? Spotify, Pandora and podcasts took over that space. We used to watch our favorite TV shows once a week as part of a network schedule. Now we binge watch them on Netflix or HBO Now or other cable ‘Netflix Like’ services. When did that happen?

Tipping Point For Podcasts

Podcasts are replacing broadcast radio, especially talk radio, at a rapid pace. It isn’t being picked up by the research and ratings companies. We have not had what I call a ‘clarifying moment’ yet. A clarifying moment is that moment when it becomes obvious to everyone that things have changed permanently.

There are lots of different podcasts and all of us have different advertising styles and packages. This is an informative pitch for advertising from businesses that want to work with The Bob Davis Podcasts or are interested getting some help with their advertising strategy with podcasts in general. It’s time for small and large businesses to get into the podcast space in a big way. We’re ready for you. Listen to Podcast 599-Advertising Your Business On Podcasts and find out how to get started.

Sponsored by Ryan Plumbing and Heating of Saint Paul and X Government Cars.

 

 

Podcast 532

What I think of Election 2016. Getting emails and calls from people political analysts would consider ‘low information voters’ asking what I think and who they should vote for. So in this podcast I am going to tell you. First thing? When you consider the low quality of all reporting on election 2016 everyone is pretty much a low information voter. In 2016 the country is facing decisions on major issues in economics, immigration, trade, foreign policy, military, diplomacy, social issues and more. Almost no one fully understands the contours of these issues well enough to discuss them. Instead what we have are tribes of people who are very emotional about these issues. They know the latest meme. They know all about the latest scandal and the latest ‘story’ evolving concerning who said what about who, and the reaction to it, but when they’re asked to discuss any of the key issues of our time with clarity and depth, as they say in the windy city; “fergitaboutit”. Who do I think should be president in 2017? None of them. Repeat. None of them. If you include the so called independent candidates and the mainline party candidates they’re nothing but placeholders. Someone needs to lay out what the potential outcome of this election will be, regardless of who wins the office. I start – repeat start – to do that in this podcast. I realized about twenty minutes in, this is going to take more than one ‘talk’ podcast (with no editing) to lay out all the possibilities and outcomes. Bottom line? None of the potential outcomes bode well for the future of the United States. We’ve had a series of placeholder presidents, and it looks like we’re about to have another. Meanwhile, the country is getting closer and closer to what I call a ‘clarifying’ event that will wake people up from their media induced hypnosis, and reinvigorate the political process. Maybe. Maybe not. Meanwhile, if you expect to get information from television and radio, and from the standard websites these days, I feel sorry for you. If you guess you’ll find “the truth” on You Tube’s conspiracy channels, and the Drudge Report, guess again. In What I Think of Election 2016 you’ll get my read at the present time, which sets up future podcasts specifically on the issues in the hope of giving listeners to the Bob Davis Podcasts a little more substance and depth than you’ll find anywhere else. Meanwhile, it’s on to the motorcycle rally at Sturgis from here. Sponsored by Hydrus Performance and Brush Studio in the West End, Saint Louis Park.

Podcast 519

Off The Rails. As we head into the long fourth of July weekend, world events aren’t taking the weekend off. On the heels of the British Exit vote, comes the Istanbul attack. Apparently we now live in an upside down world where speech is considered so dangerous, Nigel Farage’s speech to the European Union Parliament – an unelected body – can be considered hate speech, while an actor accepting an award in the United States — where free speech is a constitutional right —  considers opinions opposite to his own on race to be so dangerous those who speak them should ‘sit down and shut up’. Then, inexplicably, in the wake of obvious ISIS style terror attacks in Istanbul, Secretary of State Kerry warns people not to rush to judgement on whether ISIS is involved or not. So let me get this straight. Speech is more dangerous than men with AK-47’s wearing suicide vests? Moreover, the Republican standard bearer – so far – is a trade protectionist who wants to double down on the Bush Steel Tariff debacle, republicans including a former president, are endorsing the ‘presumptive’ democratic nominee while Bernie Sanders of all people came off as the most reasonable person in Washington this week when he warned democrats to heed the results of the British Vote for what it might mean to ‘establishment’ politicians like Hillary Clinton. Off The Rails you say? Hell yes. There is a palpable feeling that all this is leading up to a major event; something that cannot be foreseen that changes everything: The stock market crash of 1929, Pearl Harbor, the JFK assassination, the fall of the Berlin Wall, and 9-11. World changing events after which you say, “Remember what things were like back in…? It’s so different now.” Have you ever been lost hiking? At some point you look up and say, “Where the Hell am I?”. Its feels like that kind of a moment in the world right now. How did we get here? What happens now? A late night podcast from the deck, examining these issues, but not too deeply. It is after all the 4th of July weekend, let’s party like it’s 2016. Sponsored by Brush Studio in the West End, and X Government Cars.