Travel-Setbacks-Breakdowns-Backroads-Bob Davis Podcast 844

Back Road Breakdown

One most noteworthy thing about back roads travel is what you do when you break down. These days the more travel on the back roads in a twenty year old truck means more chances to break down. Join me real time in Travel-Setbacks-Breakdowns-Backroads-Bob Davis Podcast 844.

Didn’t Think About That!

Especially relevant? You just can’t predict when something you didn’t think about will put you on the side of the road. Then what?

Close To Home

Moreover I always wonder why breakdowns happen close to home. On this 8 state tour of the Mid Southern and Midwestern states I have traveled more than three thousand miles. Almost all back roads.

Now, less than two hundred miles from home, it’s an alternator.

Even more Mobile Podcast Command has two alternators and three batteries. For more than a hundred miles it ran until it sucked power from all its batteries.

Cover A Lot Of Ground

I cover a lot of ground when I travel. Driving 12 hours a day. Hence my drive to make it home.

Flashers

When it all goes down, I am left with barely enough for flashers.

Give Thanks

First of all while I am on the side of the road I remember to give thanks I am still alive. One time I came close to not being alive because of a breakdown by the side of the road.

Look For The Lessons

What’s the lesson here? Above all it’s important to know when a problem is serious enough to stop in a town and wait for service.

Stop and Smell The Weeds

On the other hand I got to meet some great people from HABHAB towing in Ames, Iowa and State Farm Insurance. In addition I got to stop and smell the roses. Or, in this case prairie grass and weeds.

Life On The Road

Finally I follow a lot of people doing with van life thing. Living on the road in a converted school bus or whatever. Most of the time Instagram and Facebook posts make it look like a blast.

Unpredictable and Without Warning

Truth is, almost all of us out here encounter set backs and breakdowns, usually unpredictable and without warning. Doesn’t matter if you checked everything out before you left, you’re still going to have unpredictable problems.

Smile

In conclusion I’ve learned to bear it all with a smile and to be grateful for the opportunity to learn something.

Even if you’re by the side of the road in the middle of the night.

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Travel-Setbacks-Breakdowns-Backroads-Bob Davis Podcast 844

 

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

These days there’s a great deal of positive talk about ‘the economy’. Moreover, the focus is on government and big companies. Not a lot of realistic talk about our ‘personal economy’. We’ll talk about it in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719.

Unvarnished Observations Of Someone Who Knows

In Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 we hear the unvarnished observations of an experienced corporate and personal financial advisor.

Forget Wall Street. How Is Our Personal Economy?

What are the pitfalls for small business owners? How are families and individuals doing when it comes to personal finance? How is our personal economy these days?

Living The Dream. I Mean Delusion

When it comes to day to day financial management, it’s especially relevant to learn it’s pretty easy to live in a delusion, apparently. That goes for personal finance and business finance. Especially small businesses. This is just one of the key takeaways from our talk about why small businesses fail.

Spartan Lifestyle

To be sure financial advisors love to talk about retirement and living your dreams and passions. Thing is, living the dream requires a spartan lifestyle. When you’re living high on the hog, spartan is not something you want to do. So, business owners sometimes find it easier to avoid accounting for all expenses.

Todd Rooker’s observations are important for younger adults and small businesses. One of the most useful is a detailed explanation of how to account for all spending. I was surprised to learn some of the most knowledgeable and self aware see only what they want to see, when it comes to expenses. Delusions. There’s that word again!

Psychology 101. Our Own Worst Enemy

Human psychology determines what we’ll admit when we start totaling up the monthly budgets. Effective planning means short circuiting our own biases.

Following Our Passion

People want to follow their passion. How do you do that? Why doesn’t it always work out? Lots of great suggestions in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 along these lines.

Day To Day

Truth is, most people are living day to day. Businesses started to serve a passion can fail. The root cause may be a surprise. Most noteworthy, is the idea it may be all about accounting for all the details and potential pitfalls when you first start out.

How do we plan and prevail?

Surviving and prospering is what it’s all about!

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

 

 

Podcast 309

Vaccination Politics. As predicted by The Bob Davis Podcasts, whether to vaccinate or not has become a big political issue in the United States. Senator Rand Paul and potential candidate for the Republican nomination for President in 2016 got into a spat about whether people should be required to vaccinate their children against Measles and Rubella. New Jersey Governor Chris Christie, another potential candidate for the Republican nomination for President stepped on a political land mine when he suggested people ought to have a choice whether to vaccinate their children. Ben Carson, yet another presumptive presidential candidate split hairs in his ‘statement’, and you can be sure several others on all sides of the political spectrum will issue ‘statements’ in the next few days on the subject, as an outbreak of Measles in California captures the media’s attention. Berkeley, California wants a 21 day quarantine for all kids who’s parents refuse to vaccinate (the kids are ecstatic … no school for most of the month! Please don’t vaccinate me mom!) and nothing seems to horrify the left in this country more these days than a refusal to vaccinate. Is it possible people have about had it with government interventions? Federal and State Government intrusions into the personal lives of Americans is starting to become almost comic. They want to make you vaccinate your child so he or she can be healthy enough to what? Eat school lunches that wouldn’t have been fit for the Soviet Gulag? That’s healthy, huh! The perfumed princes and princesses walking through the marble hallways of our Federal Government cathedrals in Washington D.C. and the State Capitols might just be out of step with Americans who have a lot of questions about the long term effects of vaccines. You can call them stupid and try to bamboozle them into certain kinds of behavior, and you can even require certain kinds of behavior, but at some point they’re going to push back. One thing people seem to know, ‘Scientists’ are wrong a lot of the time. Doctors and hospitals will kill you if you’re not careful, and there’s nothing wrong with asking questions and taking control of your own health care, or the health care of your children. If the scolds would leave people alone once in a while, they might just make the right decision. What is it about liberty that so frightens the statist? Plus, stories about the General Manager of the Bob Davis Podcasts, getting the flu, Mexican Coke, Coffee (the cure for all that is wrong), and more in a longer podcast. (Editor’s Note: People keep saying things to me like, ‘My run on the treadmill in the morning takes exactly 45 minutes. I would like a 45 minute Podcast’. Ok. Here it is.). And an appearance from MPR Bob at the close. Sponsored by Ryan Plumbing and Heating of Saint Paul and Depotstar