Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

These days there’s a great deal of positive talk about ‘the economy’. Moreover, the focus is on government and big companies. Not a lot of realistic talk about our ‘personal economy’. We’ll talk about it in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719.

Unvarnished Observations Of Someone Who Knows

In Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 we hear the unvarnished observations of an experienced corporate and personal financial advisor.

Forget Wall Street. How Is Our Personal Economy?

What are the pitfalls for small business owners? How are families and individuals doing when it comes to personal finance? How is our personal economy these days?

Living The Dream. I Mean Delusion

When it comes to day to day financial management, it’s especially relevant to learn it’s pretty easy to live in a delusion, apparently. That goes for personal finance and business finance. Especially small businesses. This is just one of the key takeaways from our talk about why small businesses fail.

Spartan Lifestyle

To be sure financial advisors love to talk about retirement and living your dreams and passions. Thing is, living the dream requires a spartan lifestyle. When you’re living high on the hog, spartan is not something you want to do. So, business owners sometimes find it easier to avoid accounting for all expenses.

Todd Rooker’s observations are important for younger adults and small businesses. One of the most useful is a detailed explanation of how to account for all spending. I was surprised to learn some of the most knowledgeable and self aware see only what they want to see, when it comes to expenses. Delusions. There’s that word again!

Psychology 101. Our Own Worst Enemy

Human psychology determines what we’ll admit when we start totaling up the monthly budgets. Effective planning means short circuiting our own biases.

Following Our Passion

People want to follow their passion. How do you do that? Why doesn’t it always work out? Lots of great suggestions in Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719 along these lines.

Day To Day

Truth is, most people are living day to day. Businesses started to serve a passion can fail. The root cause may be a surprise. Most noteworthy, is the idea it may be all about accounting for all the details and potential pitfalls when you first start out.

How do we plan and prevail?

Surviving and prospering is what it’s all about!

Sponsored by Reliafund Payment Processors and Ryan Plumbing and Heating of Saint Paul

Ending Personal Finance Delusions-Road To Recovery-Todd Rooker-Podcast 719

 

 

Podcast 508 – Bob Davis Podcasts Radio Show-29

Bob Davis Podcasts Radio Show-29. A departure for this week’s Bob Davis Podcasts Radio Show-29. Usually for the radio show, I excerpt content from all the podcasts I’ve done during the week. But for Bob Davis Podcasts Radio Show-29, I received so much interest in the podcast I did this week on technology, I decided to use just that podcast. Of course there is original content in this show, as there is every week, just for the radio show. If you weren’t able to listen to Podcast 506, then a condensed version of it might be useful. There’s been a lot of talk lately about planning. Most cities across the country have some kind of planning system, or council, often with legal authority – by state statute – over cities and towns when it comes to this ‘uber’ planning. It’s a subject I have returned to again and again with different wrinkles on the podcasts for a long time. Whether it is light rail systems, bike trails, freeways or state budgeting this issue is evergreen. Meanwhile technology is changing the building blocks of the future in significant ways that will make a lot of the plans obsolete, very quickly. Why do our planners seemingly yearn for a 1920’s urban landscape when we’re on the verge of mind bending new technologies like the driverless car, robotic factories, human-robot hybrids, even more powerful smart-devices, better and faster communications capabilities, options for civilian flight that make it accessible to non-pilot operators, a revolution in materials for building almost everything, all kinds of manufacturing changes, like 3D printing and and we haven’t even mentioned bio-tech, and more. So much more. These new technologies thrive on the individual, decentralized authority and voluntary collaboration. Why are our politicians pushing for more centralization of authority, more regulation and taxation, and less collaboration especially when it concerns planning? Are they leading us in exactly the wrong direction for the future? Sponsored by Ryan Plumbing and Heating of Saint Paul and X Government Cars.

Podcast 506

Future Shock. As the 24 hour news media and talk radio fixate on gorillas and high school election antics, its hard to get a conversation going about the future. Is the future potential leaders want the future we should have? Is it the future we want? There are developments almost everyday now with autonomous cars, robotics, materials, aviation, and communications; the building blocks of a future wave that will leave nothing untouched and unchanged. A series of stories from today’s headlines shedding a light on one potential future and a question; Planners and government officials are  diverting resources to bring about a vision of the city of tomorrow, which is really the city of the early 1900’s. Is this what you want? Will the driverless car, autonomous software and machines, robotics, and other developments make trains, buses and the standard bureaucracy heavy city, state and federal government ‘obsolete’? If so, why is so much time, effort and authority expended to see that we plan for and create a urban spaces, and that suburban villages and towns conform to a vision of a city that probably never existed and never will. Driverless cars will render the amount of space needed for freeways and parking ramps obsolete. Remote technology, robotics and other technologies may mean that people will not have to travel to large office complexes for their work, with increasing freelance employment. What are our so called leaders talking about? Minimum wages, government controlled health insurance and trains. Trains. Why are we planning for 1940’s Chicago when reality could be closer to Jefferson’s vision than Robert Moses? The old world is being torn down and a new one is being built that will be very different from what we know. Do our leaders understand this? Future Shock. Sponsored by Ryan Plumbing and Heating of Saint Paul and X Government Cars.